DREDGECAP
NASDAQ·Savings Institution, Federally Chartered
FMAO

FARMERS & MERCHANTS BANCORP INC

FARMERS & MERCHANTS BANCORP INC (ticker: FMAO) is an NASDAQ-listed savings institution, federally chartered company. DredgeCap's structured extraction of FMAO's SEC filings surfaces 2 active risk signals, including 1 auditor-change signal, and 1 delisting/deregistration signal. FMAO reported no tagged revenue in revenue and $9.58M for the period ending 2026-03-31, with operating cash flow of $7.65M. Cash and equivalents stood at $173.47M. Total assets of $3.49B exceed total liabilities of $3.11B. Each signal on this page is sourced verbatim from the underlying SEC filing. Use the tabs above to drill into auditor history, going-concern citations, dilution mechanics, cash runway, and the full risk-flag inventory.

FMAO Risk Flags

Consolidated view of every risk_flag row FMAOhas surfaced across DredgeCap's extractor pipeline (auditor changes, late filings, delistings, going-concern, dilution, etc.). Each row carries a verbatim source_excerpt and links to the source SEC filing on EDGAR.

CategorySeveritySourceExcerptEDGAR
Auditor Changehigh10-K · Feb 27, 2026PCAOB-tagged auditor in 10-K filed 2026-02-27 (accession 0001193125-26-081475) was 'Plante & Moran, PLLC' (PCAOB Firm ID: 166). Prior 10-K filed 2025-02-26 (accession 0000950170-25-027602) was 'Forvis Mazars, LLP' (PCAOB Firm ID: 686).view ↗
Delistinglow15-12G · Oct 1, 2024Form 15-12G filed 2024-10-01 (accession 0001104659-24-104448) terminated the issuer's SEC registration under the Exchange Act. No companion Form 25 (delisting notice) detected within 12 months — voluntary deregistration without a prior exch…view ↗

Related on FMAO

Auditor & opinion →
Source for auditor_change + going-concern flags.
Share-count dilution →
Source for dilution + convertible-debt flags.
Risk-flag rows are produced by DredgeCap's extractor pipeline (lib/extract-auditor-changes, extract-late-filings, etc.). Each row carries a verbatim source_excerpt from the underlying SEC filing — no AI-generated language. Refresh runs daily. Not financial advice.