DREDGECAP
NASDAQ·State Commercial Banks
AMAL

Amalgamated Financial Corp.

Amalgamated Financial Corp. (ticker: AMAL) is an NASDAQ-listed state commercial banks company. DredgeCap's structured extraction of AMAL's SEC filings surfaces 1 active risk signal, including 1 auditor-change signal. AMAL reported no tagged revenue in revenue and $25.22M for the period ending 2026-03-31, with operating cash flow of $56.78M. Cash and equivalents stood at $179.73M (up 173.5% year-over-year). Total assets of $9.17B exceed total liabilities of $8.36B. Each signal on this page is sourced verbatim from the underlying SEC filing. Use the tabs above to drill into auditor history, going-concern citations, dilution mechanics, cash runway, and the full risk-flag inventory.

Does AMAL have a going-concern flag? — Data Unavailable

Amalgamated Financial Corp.'s going-concern status could not be determined from the SEC filings currently cached. Either no annual filing (10-K, 20-F, 40-F) has been processed yet, or the auditor's report block in the latest annual could not be parsed.

Status
Data Unavailable
Auditor
Not parseable
Most Recent Annual
No annual cached

What “Going Concern” Means for AMAL Shareholders

The going-concern qualification is a specific accounting and auditing concept governed by PCAOB AS 2415 (US) and ISA 570 (international). When an independent auditor concludes that conditions or events raise substantial doubt about the company's ability to continue as a going concern for at least twelve months following the date of the financial statements, they are required to include an explanatory paragraph (pre-2017) or emphasis-of-matter paragraph (post-2017) in the audit report. For Amalgamated Financial Corp., no such paragraph appears in the most recent audit report. That means the auditor has affirmatively concluded that there is not substantial doubt as of the audit opinion date.

We don't currently have enough cached annual-filing text to make a determination for AMAL. The page will update automatically once the most recent annual filing is processed and the auditor's report block can be parsed.

DredgeCap derives this status purely from structural extraction of the auditor's report and management's discussion-and-analysis sections in AMAL's cached SEC filings. We do not paraphrase, characterize, or apply AI interpretation to the going-concern signal — every classification on this page maps directly to the presence or absence of specific PCAOB-defined language patterns in the source filing. That discipline is deliberate: misclassifying going-concern status is a material harm to both shareholders and the company.

For broader context on AMAL's risk profile beyond going-concern, see the AMAL Overview page for DredgeCap's full filing analysis, or the Legal Proceedings page for disclosed litigation history.

Related on AMAL

Auditor & opinion →
Who signs off and what opinion type they issued.
Share-count dilution →
Outstanding shares + ATM + convertible activity.
Compare going-concern flags →
Every company in DredgeCap coverage with a going-concern flag.
Disclosure:Going-concern status is derived structurally from auditor's-report and MD&A text in AMAL's cached SEC filings. Classification reflects only the presence or absence of PCAOB-defined language patterns at the time of the most recent annual audit; it is not an opinion, forecast, or recommendation. Status can change between annual audits. This page is not legal advice or investment advice.