U.S. Bancorp, incorporated in Delaware and headquartered at 800 Nicollet Mall, Minneapolis, Minnesota, is a large diversified financial holding company whose principal banking subsidiary is U.S. Bank National Association (USBNA). The company offers commercial banking, consumer banking, wealth management, payment services, and related financial products across the United States and select international markets. U.S. Bancorp's common stock trades on the New York Stock Exchange under the ticker USB, and the company has multiple series of preferred stock also listed on the NYSE.

What is USB's DredgeCap risk score?

DredgeCap's AI analysis rates USB at 2.8/10 on the risk scale — Low risk. This score reflects dilution exposure, debt toxicity, liquidity position, and going-concern posture as disclosed in SEC filings.

Does USB have a going concern warning?

No current auditor going-concern warning is flagged in USB's SEC filings. Risk assessment is based on other filing-disclosed factors.

When did USB last file with the SEC?

USB's most recent SEC filing was a 10-K filed 2026-02-23. All filings are available on SEC EDGAR.

← USB Overview

10-QMay 4, 2026· Quarter Ended March 31, 2026

USB — 10-Q Filing

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USB 10-Q Summary

For the quarter ended March 31, 2026, Us Bancorp \de\ reported revenue of $7,288, up 4.7% year-over-year. net income was $1,950, up 13.6% year-over-year. Diluted earnings per share came in at $1.18, compared to $1.03 in the prior-year quarter.

USB Financial Highlights

Metric

Q-End 03/26

Q-End 03/25

Revenue

$7,288

$6,958

▲+4.7% YoY

Net Income

$1,950

$1,716

▲+13.6% YoY

EPS (Diluted)

$1.18

$1.03

▲+14.6% YoY

Current DredgeCap Risk Profile

Risk Score

2.8/10

LOW

Dilution

2.0

Debt Toxicity

2.5

Going Concern

✓ Not flagged

The risk profile above reflects the latest cached DredgeCap analysis for USB. For the full filing-by-filing analyst report (red flags, primary risk driver, what moves the stock), open USB's company page.

What is a 10-Q?

A quarterly report covering the three months just ended. Includes unaudited condensed financial statements (balance sheet, income statement, cash flow), Management Discussion and Analysis (MD&A), and disclosure of material changes since the last annual report. Required for the first three fiscal quarters; the fourth quarter is rolled into the 10-K.

More on USB

Financial highlights are sourced directly from the 10-Q income statement (three months ended). YoY % compares to the same quarter one year earlier as reported by the issuer. The plain-language summary above is composed mechanically from the filing's reported numbers — no analysis or opinion. Form-type explainers and 8-K item descriptions are derived from SEC documentation. This page does not constitute investment advice. Always consult the original filing on SEC EDGAR for authoritative content, and consult a licensed financial advisor for investment decisions.