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8-KFebruary 19, 20262/19/26
UPST — 8-K Filing
Track for AlertsUPST 8-K Summary
On February 19, 2026, Upstart Holdings, Inc. filed an 8-K covering Financial Statements and Exhibits (Item 9.01) and Other Events (Item 8.01). Primary disclosure: (d) ExhibitsExhibit No.Description99.1Press Release issued by Upstart Holdings, Inc. dated February 19, 2026104Cover Page Interactive Data File (Cover page XBRL tags are embedded within the Inline XBRL document)SIGNATURESPursuant to the requirements of the Securities Exchange Act…
8-K Items Disclosed
Item 8.01 — Other Events
A material event not falling under any other 8-K item.
On February 19, 2026, Upstart Holdings, Inc. (NASDAQ: UPST), issued a press release announcing that it repurchased $100 million of common stock, a total of 3,193,294 shares at an average price of $31.31 per share, between February 12, 2026 and February 18, 2026 in open market transactions pursuant to a share repurchase program previously authorized by the Upstart Board of Directors. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated by reference herein.
Item 9.01 — Financial Statements and Exhibits
Press releases, exhibits, and supporting documents attached to this filing.
(d) ExhibitsExhibit No.Description99.1Press Release issued by Upstart Holdings, Inc. dated February 19, 2026104Cover Page Interactive Data File (Cover page XBRL tags are embedded within the Inline XBRL document)SIGNATURESPursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.Upstart Holdings, Inc.Dated: February 19, 2026By:/s/ Scott DarlingScott DarlingChief Legal Officer and Corporate Secretary
Structured financials are not available for this filing. View the original on SEC EDGAR for details.
Current DredgeCap Risk Profile
5.5/10
ELEVATED RISK
Dilution Risk
MODERATE3.5/10
Liquidity Risk
MODERATE4.0/10
Debt Toxicity
ELEVATED5.0/10
Profitability Risk
ELEVATED5.5/10
Going Concern✓ Not flagged
The risk profile above reflects the latest cached DredgeCap analysis for UPST. For the full filing-by-filing analyst report (red flags, primary risk driver, what moves the stock), open UPST's company page.
What is a 8-K?
A current report disclosing a material event that occurred between regular reporting periods. Companies are required to file an 8-K within four business days of certain events including earnings releases, executive changes, acquisitions, debt obligations, restructurings, and material agreements. Each 8-K specifies one or more 'Items' identifying which event triggered the filing.
Form-type explainers and 8-K item descriptions are derived from SEC documentation. Financial values are extracted from SEC-tagged XBRL — see the "Source filings" list above each table for direct EDGAR links to every cited filing. This page does not constitute investment advice. Always consult the original filing on SEC EDGAR for authoritative content, and consult a licensed financial advisor for investment decisions.