Item 8.01 — Other Events

A material event not falling under any other 8-K item.

On December 4, 2025, SoFi Technologies, Inc. (the “Company”) entered into an underwriting agreement (the “Underwriting Agreement”) with Goldman Sachs & Co. LLC, BofA Securities, Inc., Citigroup Global Markets Inc., Deutsche Bank Securities Inc. and Mizuho Securities USA LLC (collectively, the “Underwriters”), relating to the issuance and sale (the “Offering”) of 54,545,454 shares of the common stock of the Company, par value $0.0001 per share (the “Common Stock”) at a price of $27.50 per share. On December 8, 2025, the Offering of 54,545,454 shares of Common Stock to the Underwriters was completed.

Item 9.01 — Financial Statements and Exhibits

Press releases, exhibits, and supporting documents attached to this filing.

(d) ExhibitsExhibit No.Description1.1Underwriting Agreement, dated as of December 4, 2025, by and among SoFi Technologies, Inc. and Goldman Sachs & Co. LLC, BofA Securities, Inc., Citigroup Global Markets Inc., Deutsche Bank Securities Inc. and Mizuho Securities USA LLC, as underwriters104Cover Page Interactive Data File (embedded within the inline XBRL document)1SIGNATUREPursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.SoFi Technologies, Inc.Date: December 8, 2025By:/s/ Christopher LapointeName:Christopher LapointeTitle:Chief Financial Officer