PayPal Holdings, Inc. is a Delaware-incorporated digital payments technology company headquartered in San Jose, California, listed on the NASDAQ Global Select Market under the ticker PYPL. The company operates a global two-sided payments network enabling consumers and merchants to send and receive payments, and offers ancillary financial services including credit products, a USD-pegged stablecoin (PYUSD), and value-added services. As of December 31, 2025, PayPal reported total assets of $80,173 million and total equity of $20,256 million. [Source: 10-K, filed 2026-02-03, Consolidated Balance Sheets; 8-K, filed 2026-03-25, cover page]

What is PYPL's DredgeCap risk score?

DredgeCap's AI analysis rates PYPL at 3.2/10 on the risk scale — Low risk. This score reflects dilution exposure, debt toxicity, liquidity position, and going-concern posture as disclosed in SEC filings.

Does PYPL have a going concern warning?

No current auditor going-concern warning is flagged in PYPL's SEC filings. Risk assessment is based on other filing-disclosed factors.

When did PYPL last file with the SEC?

PYPL's most recent SEC filing was a 8-K filed 2026-03-25. All filings are available on SEC EDGAR.

← PYPL Overview

10-QMay 5, 2026· Quarter Ended March 31, 2026

PYPL — 10-Q Filing

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PYPL 10-Q Summary

For the quarter ended March 31, 2026, Paypal Holdings, Inc. reported revenue of $8.35B, up 7.2% year-over-year. Operating income was $1.49B, down 2.7% year-over-year; net income was $1.11B, down 13.5% year-over-year.

PYPL Financial Highlights

Metric

Q-End 03/26

Q-End 03/25

Revenue

$8.35B

$7.79B

▲+7.2% YoY

Operating Income

$1.49B

$1.53B

▼-2.7% YoY

Net Income

$1.11B

$1.29B

▼-13.5% YoY

Current DredgeCap Risk Profile

Risk Score

3.2/10

MODERATE

Dilution

2.5

Debt Toxicity

3.5

Going Concern

✓ Not flagged

The risk profile above reflects the latest cached DredgeCap analysis for PYPL. For the full filing-by-filing analyst report (red flags, primary risk driver, what moves the stock), open PYPL's company page.

What is a 10-Q?

A quarterly report covering the three months just ended. Includes unaudited condensed financial statements (balance sheet, income statement, cash flow), Management Discussion and Analysis (MD&A), and disclosure of material changes since the last annual report. Required for the first three fiscal quarters; the fourth quarter is rolled into the 10-K.

More on PYPL

Financial highlights are sourced directly from the 10-Q income statement (three months ended). YoY % compares to the same quarter one year earlier as reported by the issuer. The plain-language summary above is composed mechanically from the filing's reported numbers — no analysis or opinion. Form-type explainers and 8-K item descriptions are derived from SEC documentation. This page does not constitute investment advice. Always consult the original filing on SEC EDGAR for authoritative content, and consult a licensed financial advisor for investment decisions.