DREDGECAP
PNC Overview
10-KFebruary 20, 20262/20/26· Fiscal Year Ended December 31, 2025· FY-End 12/31/25

PNC10-K Filing

Track for Alerts

PNC 10-K Summary

NOTE 21 PARENT COMPANY Summarized financial information of the parent company is as follows:Table 114: Parent Company - Income Statement Year ended December 31In millions202520242023Operating RevenueDividends from:Bank subsidiaries and bank holding company$4,400 $4,000 $2,500 Non-bank subsidiaries410 383 565 Interest income1,154 1,129 638 Noninterest income49 47 41 Total operating revenue6,013 5,559 3,744 Operating ExpenseInterest expense1,926 1,896 1,269 Other expense194 130 185 Total operating expense2,120 2,026 1,454 Income before income taxes and equity in undistributed net income of subsidiaries3,893 3,533 2,290 Equity in undistributed net income of subsidiaries:Bank subsidiaries and bank holding company2,833 2,200 3,337 Non-bank subsidiaries98 24 (161)Income before taxes6,824 5,757 5,466 Income tax benefit(112)(132)(112)Net income6,936 5,889 5,578 Other comprehensive income, net of tax:Net pension and other postretirement benefit plan activity arising during the period3 1 2 Other comprehensive income3 1 2 Comprehensive income$6,939 $5,890 $5,580 The PNC Financial Services Group, Inc.

PNC Legal Proceedings Disclosed

Regulatory / Enforcement
Extracted from PNC’s 10-K filed February 20, 2026. The text below is the company’s own disclosure language; DredgeCap has not paraphrased, classified, or summarized it.
Disclosure:Legal proceedings described above may contain allegations that have not been proven. Filings often disclose claims that are later dismissed, settled, or resolved without admission of wrongdoing. DredgeCap surfaces the company’s own disclosure language for investor-risk research only. This is not legal advice or investment advice.
Current DredgeCap Risk Profile
2.8/10
LOW RISK
Dilution Risk
LOW2.0/10
Liquidity Risk
LOW2.5/10
Debt Toxicity
LOW2.5/10
Profitability Risk
LOW2.0/10
Going Concern✓ Not flagged
The risk profile above reflects the latest cached DredgeCap analysis for PNC. For the full filing-by-filing analyst report (red flags, primary risk driver, what moves the stock), open PNC's company page.

What is a 10-K?

An annual report providing a comprehensive overview of the company's business and financial condition. Includes audited financial statements (signed off by an independent PCAOB-registered accounting firm), Risk Factors, Business description, MD&A, and disclosures about legal proceedings, controls, and corporate governance. The 10-K is the most important filing in US public-company disclosure.

More on PNC

Dilution Analysis
Debt Structure
Going Concern
Full Financials
The plain-language summary above is composed mechanically from the filing's reported numbers — no analysis or opinion. Form-type explainers and 8-K item descriptions are derived from SEC documentation. This page does not constitute investment advice. Always consult the original filing on SEC EDGAR for authoritative content, and consult a licensed financial advisor for investment decisions.