American Express Company, founded in 1850 and headquartered at 200 Vesey Street, New York, is a global payments and premium lifestyle brand that operates card-issuing, merchant-acquiring, and card network businesses serving consumers, small businesses, mid-sized companies, and large corporations worldwide. The company's products and services include credit and charge cards, banking and financing products, merchant processing and fraud prevention, network services, travel and lifestyle services, and customer loyalty programs. American Express common shares and its 3.433% Fixed-to-Floating Rate Notes due May 20, 2032 are listed on the New York Stock Exchange.

What is AXP's DredgeCap risk score?

DredgeCap's AI analysis rates AXP at 2.5/10 on the risk scale — Low risk. This score reflects dilution exposure, debt toxicity, liquidity position, and going-concern posture as disclosed in SEC filings.

Does AXP have a going concern warning?

No current auditor going-concern warning is flagged in AXP's SEC filings. Risk assessment is based on other filing-disclosed factors.

When did AXP last file with the SEC?

AXP's most recent SEC filing was a 8-K filed 2026-03-16. All filings are available on SEC EDGAR.

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8-KMay 7, 2026

AXP — 8-K Filing

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AXP Filing Excerpt

axp-20260505UNITED STATESSECURITIES AND EXCHANGE COMMISSIONWashington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 7, 2026 (May 5, 2026) AMERICAN EXPRESS COMPANY(Exact name of registrant as specified in its charter) New York 1-7657 13-4922250(State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)200 Vesey Street, New York, New York 10285 (Address of principal executive offices and zip code)(212) 640-2000(Registrant’s telephone number, including area code)Not Applicable(Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR…

Current DredgeCap Risk Profile

Risk Score

2.5/10

LOW

Dilution

2.0

Debt Toxicity

2.5

Going Concern

✓ Not flagged

The risk profile above reflects the latest cached DredgeCap analysis for AXP. For the full filing-by-filing analyst report (red flags, primary risk driver, what moves the stock), open AXP's company page.

What is a 8-K?

A current report disclosing a material event that occurred between regular reporting periods. Companies are required to file an 8-K within four business days of certain events including earnings releases, executive changes, acquisitions, debt obligations, restructurings, and material agreements. Each 8-K specifies one or more 'Items' identifying which event triggered the filing.

More on AXP

The plain-language summary above is composed mechanically from the filing's reported numbers — no analysis or opinion. Form-type explainers and 8-K item descriptions are derived from SEC documentation. This page does not constitute investment advice. Always consult the original filing on SEC EDGAR for authoritative content, and consult a licensed financial advisor for investment decisions.